Insurance liability is a very important issue for a condo association or HOA association or a condo association board. Most have built up a good relationship with their insurance agents or brokers, and many are content to leave the details …

One of the unique aspects of community living, whether that community is an association, condo association, or HOA, is the collective responsibility shareholders or association members take upon themselves when they offer to serve on their …

For many people, insurance seems like its own mysterious realm, filled with terminologies that sound formidable and enigmatic. At the same time, people also understand the profound importance of insurance and what it can mean for the safety…

Condo association and HOA living represents a unique social arrangement; it’s a paid-for membership club and a home at the same time. Many people enter into this arrangement without a complete understanding of the responsibilities of member…

You work hard and try to put money away to be used for a rainy day —hoping of course that that ‘rainy day’ is a long-awaited trip to somewhere fabulous and tropical. Then, boom—the brakes on your car suddenly go, or one of the kids needs br…

Money, money, money. The world runs on it. And your building’s well-being depends on it. The issue is not just having funds, but managing them. Handling the purse for an entire building or HOA is a major responsibility, and boards -- even …

There are few feelings worse than encountering an unexpected expense and finding the piggy bank empty. That is why reserve funds and reserve studies are such important elements in the financial well-being of associations, condo associations…

Murphy’s Law says, “Whatever can go wrong, will,” and as we all know, stuff happens. When it does, no matter what the specifics of a situation might be, we generally don’t want to end up in court; it’s time consuming, expensive, and has a w…

When a building, HOA or an individual apartment owner starts a big project, coordinating phases of work, construction schedules, and other logistics can seem like an extremely daunting task. It’s a lot to orchestrate and keep track of – so …

For many people, one of the most attractive aspects of condo or HOA living is the fact that everything, from the windows to the elevators to the numbers on the apartment doors, looks great; clean, bright, elegant and well-maintained. For re…